Who  is AIA Life & Health Services?


AIA  Life & Health Services is a professional independent insurance agency  specializing in employee health and welfare benefits and business  continuation plans. Based on our clients needs and size, we can  provide fee based consulting service or agent representation on  commission based products. We assure you that our contracts will  fit your firms long term strategic goals and will meet with your  satisfaction.


AIA  Life & Health's approach to the services we provide was developed  over many years and working with a variety of clients and vendors.  Our approach is flexible in order to meet changing the needs and  dynamics of our clients while at the same time providing the necessary  controls in order to assure that all services provided are complete,  accurate and timely. Our approach is pro-active and client centered.  The following is a brief description of the major components of  AIA Life & Health Services pro-active and client-centered approach.

Assignment  of Professionals
Experience and professionalism cannot be measured by years in business  alone. Our senior professionals time and experience in this industry  are rivaled only by their credentials and references. Our staff  members are board certified and credentialed by the National Association  of Health Underwriters and The American College. To assure the smooth  operation of all of our client projects, access to our senior professionals  is integral. Work in progress is reviewed by our entire senior staff  on a weekly basis. This "benching" of issues insures that our clients  have all the knowledge, resources and experience of every member  in our firm and our associates.

Commitment
AIA Life & Health Services is committed to providing quality services  on a cost effective basis. Due to the complex nature of today's  programs we assure cost effectiveness through the use of technology,  experience and cooperative efforts.

Client Data
We maintain strict confidentiality of all client data. Routinely,  we have access to high security client information, and we have  in place the procedures that assure client data confidentiality.

Computerized  Systems
AIA Life & Health Services has developed state-of-the-art technological  tools. We maintain several analytical programs as well as a comprehensive  translational data base for use in our projects. We are committed  to using technological tools that will enhance our speed and flexibility  for our clients.

Professional Standards
AIA Life & Health Services standards of excellence and ethics have  been developed to assure our clients that all data, reports, analytical  analysis and correspondence is reviewed to assure the highest quality  and accuracy.

Innovation
The field of insurance services and benefits planning is rapidly  changing. All of our professionals are involved in local, state  and national professional organizations that help us maintain an  "edge" for our clients. We pride ourselves on being pro-active and  looking for innovative solutions rather than waiting.

Independence
AIA Life & Health Services is an independent brokerage and consulting  firm and is not sponsored by any insurance company, financial services  company or national holding company. We are independent and represent  our clients best interests above all else.

Methodology
We perform a fundamental risk analysis to determine exposure and  needs. We create a base line comparison using national and regional  normative data to determine what your firm is competing against  for attracting valuable human resources. We market your case on  a macro perspective analyzing all available alternatives and funding  methods. Our goal is the most cost effective benefit plan for your  company using sound risk transfer and retention methods.