Assisting employers in evaluating, designing, negotiating and installing all types of health and welfare benefit plans. We function either as a consultant or as a broker,
whichever is most comfortable for the client. Analysis may include:
· Fundamental Risk Analysis · Plan Review and Benefit Design
· Integrating Strategic Benefit Objectives with Human Resources and Corporate Business Plan
· Request For Proposal Package Design and Distribution
· Proposal / Data Analysis and Presentation
· Health Care Financing Alternatives and Comparison
· Renewal Negotiation and Claims Resolution
· Voluntary Employee Paid Plan Offerings
· Employee communications
· Managed Care Reviews/Surveys
· Performance Review and Periodic Cost Analysis
· Wellness Programs
· Fee for Service Consulting (Project or On Going)
· Expert Witness Testimony
· Legislative Compliance
Addressing the concerns of a business owners about business continuity issues:
· "Buy-Sell" Agreements for Life and Disability
· Corporate Stock Redemption Programs
· Employee Stock Ownership Planning
· Qualified Retirement Plans
· Private Pension Plans
· Executive Compensation & Estate Planning Issues
We address the need for specialized benefits for Executives in both public and private
companies:
· Pre-retirement death benefit
· Supplemental retirement plans
· Special split-dollar programs
· Post retirement paid-up death benefit
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